It’s just as important to protect your company vehicles. Even if you have personal auto insurance, you still need commercial auto insurance. That’s because vehicles involved in an accident while engaged in company business may not be covered by your personal insurance.

To make matters worse, you could be charged with misrepresentation if you’ve placed a vehicle you use for commercial purposes under your personal auto policy.

Business owners need the same complete insurance coverage for their business vehicles as they do for personal vehicles, including liability, collision and comprehensive, medical payments and coverage for uninsured motorists. The type of business auto insurance policy you’ll need will depend on the kind of driving you do.

Consider the following:

Customer Service: You want to be treated right when you buy car insurance. So seek out an insurance company with a large network of offices, claims centers, agencies, and helpful employees to serve you wherever and whenever you need.

Your local agent provides personalized service and if you need assistance after hours. You can make a payment, file a claim or just get general information 24/7, through our online Customer Care Center or over the phone. They’re always standing by. If the insurance company treats their customer like this, then they are giving the customer services.